CSI AFP-Exam-1

購入する前に、我々社Applied Financial Planning Certification Exam 1 (AFP)試験勉強資料デモを無料にダウンロードして参考します。我々のApplied Financial Planning Certification Exam 1 (AFP)試験勉強資料は長年で認定試験知識向けの専門チームによって書かれたから、お客様は解答を直接に覚えていいです。

私たちのApplied Financial Planning Certification Exam 1 (AFP)試験勉強資料の勉強方法は初心者に適用され、あなたにApplied Financial Planning Certification Exam 1 (AFP)認定試験に合格するのを助けます。我々のApplied Financial Planning Certification Exam 1 (AFP)試験勉強資料は過去のデータによって、すべてのエラーの問題が修正して、我々の勉強資料の正確性を高めます。

もしお客様は我々のApplied Financial Planning Certification Exam 1 (AFP)試験勉強資料を購入すれば、ただほぼ20時間がかかるだけで、自信満々に試験に参加できます。20時間はただお客様の暇な時間ですから、我々のApplied Financial Planning Certification Exam 1 (AFP)試験勉強資料は通勤、通学などの時間を犠牲しなくて、余裕に復習します。

三つのバージョン

我々会社のApplied Financial Planning Certification Exam 1 (AFP)試験勉強資料はお客様に3種類のバージョンを提供します。第一種はPDF版で、お客様は印刷してから、紙質の形式で勉強し、メモをできます。第二種はApplied Financial Planning Certification Exam 1 (AFP) ソフト版で、第一時間に真実の試験解答環境と流れを感じさせることができます。第三種はオンライン版で、お客様はスマートとIPADなどの電子設備の上に使用されます。我々社のApplied Financial Planning Certification Exam 1 (AFP)オンライン版はオフライン使用をサポートします。

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CSI AFP-Exam-1 試験シラバストピック:

CSI Applied Financial Planning Certification Exam 1 (AFP) 認定 AFP-Exam-1 試験問題：

問題 #1
Rob, age 42, is married with three children in elementary school. He works as an operations supervisor at a small manufacturing company, earning $70,000 annually. Rob asks his financial planner, Wendy, to liquidate his GIC investments worth $55,000 in order to use the sale proceeds to purchase a gold stock referred to him by his friend who expects the stock to appreciate significantly. Rob has not purchased stock before. What should be Wendy's reaction to Rob's query?

A. Delay placing the order, advise Rob to take some time to reconsider.
B. Review Rob's risk tolerance, time horizon, and objectives.
C. Refuse the order and tell Rob to manage his own investments.
D. Refrain from questioning Rob's judgment because the order is unsolicited.

問題 #2
Alexander and Irena, age 30 and 32 respectively, are married and have been working full-time for one year.
They have a daughter, age 3, and are expecting their second child. They recently bought a home with a mortgage balance of $390,000 at 4% amortized over 25 years. Their financial planner is trying to determine their tolerance for risk. After completing the life-cycle analysis, how can their financial planner explain the stage in which the couple finds themselves and the risk tolerance associated with it?

A. They are at the consolidation stage where they can tolerate moderate to high level of risk.
B. They are at the financial independence stage where their tolerance of risk is low.
C. They are at the gifting stage where their tolerance of risk is low.
D. They are at the accumulation stage where they can tolerate a high level of risk.

問題 #3
Dianna has just taken a 20-year mortgage and wants insurance only to ensure the mortgage can be repaid if she dies during that period. She is considering whole life insurance. What should her planner most likely explain?

A. Critical illness insurance replaces life insurance for mortgage protection.
B. Whole life is always cheaper for temporary mortgage needs.
C. Term insurance is generally better aligned with a temporary liability.
D. No insurance is needed if the mortgage is insured by the lender.

問題 #4
Chris is a self-employed contractor discussing his retirement plans with his financial planner, Joseph. Chris is considering incorporating his business and drawing funds from his corporation to fund his retirement income, yet he wants to ensure it does not impact his business's financial position. What advice should Joseph give to Chris?

A. Consult an online service that helps individuals incorporate.
B. Speak with an accountant to review the impact of incorporating.
C. Speak with a lawyer to review the impact of incorporating.
D. Inform Chris of the impacts of incorporating and recommend any changes he feels are appropriate.

問題 #5
Suzy, age 45, is meeting with a financial planner as she has recently inherited $1.25 million from her late aunt. Suzy has poor spending habits and would like to review options that would safeguard and help her receive stable cash flows. She does not have a lot of experience investing and would like to avoid making day- to-day investment decisions. Which type of investment account is most appropriate for Suzy?

A. Separately managed.
B. Multi-mandate managed.
C. Discretionary fee-based.
D. Straight life annuity.

解説：